Cash Advance Emergency Loans:

Direct Deposit in 24 Hours for Bad Credit

If you have an emergency and are short on cash, you may be looking for a same-day cash advance loan. With JumpStart, you can apply online that can be funded the same day.

With JumpStart, you can apply online that can be funded the same day. We also accept borrowers with bad credit and understand that banks and credit unions may shun some people with bad credit scores. Poor credit is not a factor with us, and we encourage people with all credit scores to apply if they need quick cash.

Cash Advance Emergency Loans Terms

JumpStart wants to help you get the funds you need when you need them. If you need cash fast, with JumpStart put a cash deposit directly into your checking account. In general, the due date of your loan is 14 days.

Example of Cash Advance Emergency Loans Fees:

A 14-day Cash Advance Loan of $500.00 has an Annual Percentage Rate of 286.79%. Finance Charge: $55.00

Fees for a Cash Advance Emergency Loans are $10 per $100 and a $5 verification fee.

To apply for a JumpStart loan, fill out a new customer application. If you have questions about your loan eligibility, contact us at 954-401-1728. A single Cash Advance Emergency Loan is typically two to four weeks.

Cash Advance Emergency Loans Terms


JumpStart wants to help you get the funds you need when you need them. If you need cash fast, with JumpStart put a cash deposit directly into your checking account. In general, the due date of your loan is 14 days.

Example of Cash Advance Emergency Loans Fees:

A 14-day Cash Advance Loan of $500.00 has an Annual Percentage Rate of 286.79%. Finance Charge: $55.00

Fees for a Cash Advance Emergency Loans are $10 per $100 and a $5 verification fee.

To apply for a JumpStart loan, fill out a new customer application. If you have questions about your loan eligibility, contact us at 954-401-1728. A single Cash Advance Emergency Loan is typically two to four weeks.

Repayment Options:

When your loan is due we will automatically withdraw the total amount due from your checking account via an authorized electronic withdrawal or, if you’ve provided it, the debit card associated with your checking account. If you need an alternative method of payment, please call 954-401-1728.

Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due. Refinances are not allowed in Florida.

An insufficient funds fee of $25.00 may be charged if the face value of the check/item is greater than $50.00; or $40.00 if the face value of the check/item is greater than $300.00.

If at the end of the loan term you are unable to pay the loan in full, you are provided a 60-day grace period without additional charge. The grace period is dependent upon you making an appointment with a Florida state approved Consumer Credit Counseling Service within 7 days and completing the counseling within the 60-day grace period. To obtain the Grace Period you must request it prior to your due date by 7:45 PM EST by contacting us at: 954-401-1728

Florida law requires a mandatory 24-hour cooling-off period after the loan is paid before a new loan may be taken.

Cash Advance Emergency Loans

  • Maximum loan amount: $500
  • Interest rate (APR): 391% on a 14-day loan of $100
  • Minimum loan term: 7 days
  • Maximum loan term: 31 days
  • Number of outstanding loans allowed: 1
  • Cooling-off period: 24 hours
  • Installment: Yes; up to $1,000 with terms ranging from 60 to 90 days
  • Finance charges: 10% of the loan amount plus a $5 verification fee for single payment loans. No more than 8% of the outstanding balance biweekly, plus a $5 verification fee.
  • Collection fees: Non-sufficient funds (NSF) fees only.
  • Criminal action: Prohibited

JumpStart Loan Rates and Terms
Fast & Easy Cash Advance Loans
Get a little extra money before your next paycheck with an Jumpstart Cash Advance Loan!
Cash Advance Loans are short-term loans of small dollar amounts, usually paid back within two to four weeks.
Giving you access to money when you need it so you can pay for daily finances or unexpected life and emergency expenses.
Loan Amount Finance Charges Total of Payments Annual Percentage Rate (APR) Payment Method
$ 100.00 $ 15.00 $ 115.00 391.07% ACH
$ 150.00 $ 20.00 $ 170.00 347.62% ACH
$ 200.00 $ 25.00 $ 225.00 325.89% ACH
$ 250.00 $ 30.00 $ 280.00 312.86% ACH
$ 300.00 $ 35.00 $ 335.00 304.17% ACH
$ 350.00 $ 40.00 $ 390.00 297.96% ACH
$ 400.00 $ 45.00 $ 445.00 293.30% ACH
$ 450.00 $ 50.00 $ 500.00 289.68% ACH
$ 500.00 $ 55.00 $ 555.00 286.79% ACH
*Based on a fourteen (14) day advance with one (1) payment.
* Return Payment will incur $25 fee

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